USDA Loans on the Cheap!

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The Lowdown on USDA Loans...

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The Deal with USDA Loans…

We Offer Low USDA Loan Rates & Our Process is Easy and Quick

The United States Department of Agriculture (USDA) tends to hand out a wide variety of loans to aid those with low or moderate income to purchase, fix, or otherwise renovate most any home in a rural location. A few of the more popular loans include: single family direct homeownership loan, single family guaranteed homeownership loan, rural repair and rehabilitation loan, and even the grant and mutual self-help loan.

The helpful guide that we can provide will prove to be a big help in finding out what these loans are all about and in telling you if you qualify.

The term and details can differ from loan to loan, but all will be able to offer low interest rates and usually won’t require a down payment of any type. In order to qualify though, you will need to have a fairly decent credit rating.

Our goal is to make the USDA home loan process a lot less intimidating, and through our use of expertise and experience, we will be more than able to help guide you down the right path. We recommend you start by completing the FREE USDA loan qualifier.

Our job will be to help you see the different benefits between the loan programs and to help you to make the best informed choice between them. If it’s your first time buying or if you’ve invested before, we’ll help you to make the make the right decision.

The USDA Loan Process

Here’s how it works:

1. Complete the USDA loan qualifier
This will help us to figure out which loans you qualify for and which ones will be best for you.

2. Review best options based on your situation
This will allow us to sit down with you and go over the best options for you and your situation.

3. Compare rates and terms
We’ll find the best rates and terms that will fit your needs.

4. Choose the best offer
By working together we will be able to give you the most bang for your buck so to speak.

Why a USDA Loan?

There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Low Mortgage Insurance
  • No Loan Limits
  • Terms from 5 to 30 Years

Get Your FREE USDA Loan Quote Now!